Can I use my insurance to pay for LASIK?

I hope everyone is having a great summer. I have been busy starting my training plan for a triathlon in Austin at the beginning of September. When the sweat is pouring down my face in this heat, I am so glad I had Lasik surgery to get rid of my glasses and contacts. Lasik is definitely the best thing to do for yourself if you are into sports.

Mann Eye Institute recently ran a Groupon special in Houston. It became apparent after talking with our team, based on the hundreds of calls we received that there is some confusion out there on the financial aspects of LASIK surgery. I am going to attempt to clear up some of the confusion below, but remember you can call any of our Lasik specialists if you have any additional questions.

LASIK surgery is am incredible life-changing event, BUT most medical insurance companies don’t see it as a medically necessary procedure. There are few to no insurance companies that will pay for the complete LASIK procedure. To them, LASIK is an elective procedure. For an insurance company to pay for any surgery, they require the patient to have a disease or limiting condition, one example would be a cataract. Surgery can indeed fix the cataract diseased eye in almost every case. Unfortunately, being nearsighted or farsighted is not considered a disease, rather it is looked at more as an inconvenience.

That being said, there are vision insurance companies that offer discounts through their policies. Again, there are few to none that will cover the full cost of the procedure. Mann Eye Institute has agreements with several traditional and vision insurance companies so be sure to ask if you have any special pricing for your lasik with your individual insurance provider when you call for your complimentary screening appointment to learn if you could be a candidate for LASIK.

One silver lining is that there are financing options to help those who want to spread the payments over time. For example, you can request two years with ZERO PERCENT interest financing and pay around $150 a month if you meet the financing company's criteria.

Hopefully, some of your questions have been answered as it pertains to the non-medical side of LASIK. Please call 1-800-MY-VISION if you have any other questions.

Summer Travel and Dry Eye Syndrome

For many dry eye sufferers, summer spells relief. As we turn off our indoor heating systems and the humidity level creeps up, often dry eye symptoms begin to wane. However, there are a few situations to be aware of that can dry your eyes and put a cramp in your summer plans.

Airplanes
Summer travelers should beware of the dry conditions in airplane cabins. Cabin air is continuously refreshed with outside air, which is very cold and has low water content. The cabin humidity ranges from 5-35%, which is about how dry the air is during the winter in a heated home! Preparing for this environmental change by drinking lots of water and using artificial tears preemptively will allow you to land with your eyes feeling fresh and ready to enjoy your summer vacation.

Click here for more information on the airplane cabin environment.

Allergies
One of the best things about summer is the chance to get out and enjoy nature. But for some allergy sufferers, the thought of grasses and pollen alone is enough to make their eyes itch. Dry eye symptoms, such as ocular irritation, foreign body sensation and light sensitivity, are aggravated by allergies. Itching eyes are an indication that allergies are playing a part in the ocular irritation. In this situation, it is important to treat both the dry eye and the allergies to get relief. Artificial tears are available over the counter, but most allergy eye drops are dispensed by prescription only.

Ceiling Fans
On those hot muggy nights when the ceiling fan is the only thing keeping you from sweating in bed, beware of the drying effect of all of that wind. Many people don’t close their eyes all of the way during sleep. This can be enough to dry the eyes alone, but add in the effect of the ceiling fan and you may wake up in the morning with dry eyes! If you can’t stand the thought of turning the ceiling fan off in the night, consider wearing sleep goggles like “Thera Eyes” or using a gel form of ocular surface lubricant, like Genteal gel prior to going to bed.

If you plan for them, and treat the dry eye ahead of time, you can save yourself weeks of catch-up work with the artificial tears!

More information on dry eye syndrome and treatments.