Can I use my insurance to pay for LASIK?

I hope everyone is having a great summer. I have been busy starting my training plan for a triathlon in Austin at the beginning of September. When the sweat is pouring down my face in this heat, I am so glad I had Lasik surgery to get rid of my glasses and contacts. Lasik is definitely the best thing to do for yourself if you are into sports.

Mann Eye Institute recently ran a Groupon special in Houston. It became apparent after talking with our team, based on the hundreds of calls we received that there is some confusion out there on the financial aspects of LASIK surgery. I am going to attempt to clear up some of the confusion below, but remember you can call any of our Lasik specialists if you have any additional questions.

LASIK surgery is am incredible life-changing event, BUT most medical insurance companies don’t see it as a medically necessary procedure. There are few to no insurance companies that will pay for the complete LASIK procedure. To them, LASIK is an elective procedure. For an insurance company to pay for any surgery, they require the patient to have a disease or limiting condition, one example would be a cataract. Surgery can indeed fix the cataract diseased eye in almost every case. Unfortunately, being nearsighted or farsighted is not considered a disease, rather it is looked at more as an inconvenience.

That being said, there are vision insurance companies that offer discounts through their policies. Again, there are few to none that will cover the full cost of the procedure. Mann Eye Institute has agreements with several traditional and vision insurance companies so be sure to ask if you have any special pricing for your lasik with your individual insurance provider when you call for your complimentary screening appointment to learn if you could be a candidate for LASIK.

One silver lining is that there are financing options to help those who want to spread the payments over time. For example, you can request two years with ZERO PERCENT interest financing and pay around $150 a month if you meet the financing company's criteria.

Hopefully, some of your questions have been answered as it pertains to the non-medical side of LASIK. Please call 1-800-MY-VISION if you have any other questions.